Loan Programs
Fix and Flip
The fix and flip investing method involves purchasing distressed properties, renovating them to increase their value, and then selling them for a profit. Investors utilize this strategy to generate quick returns on their investment by identifying undervalued properties, making strategic improvements, and selling them at a higher price. Hard Money loans offer the flexible terms such as underwriting based on the after repair value and quick closings that allow investors to take down the project that traditional financing might not allow for, or allow investors to keep their capital free for other projects.
BRRRR Method
The BRRRR method, which stands for Buy, Rehab, Rent, Refinance, Repeat, is a real estate investment strategy where investors purchase properties below market value, renovate them to increase their value, rent them out to generate income, refinance to pull out equity, and then repeat the process with new properties. This method allows investors to build a portfolio of income-generating properties while leveraging their initial investment capital. Investors often use short-term financing like bridge loans to fund the acquisition and renovation phases of the BRRRR method, enabling them to recycle their capital and expand their real estate portfolio over time.
Commercial Bridge
A commercial bridge loan is a short-term financing option used by investors to bridge the gap between the purchase of a new property and the sale of an existing one. Investors often turn to bridge loans to quickly secure funds for a property acquisition or renovation project when traditional financing options are not immediately available. These loans are especially useful for investors looking to capitalize on time-sensitive opportunities or needing to access capital quickly to avoid missing out on lucrative deals.
Multi-Family Bridge
A multi-family bridge loan is a specialized form of commercial bridge financing designed specifically for investors looking to purchase or refinance multi-family properties such as apartment buildings or condominium complexes. These loans provide short-term capital to cover the gap between acquiring the property and securing permanent financing or completing necessary renovations. Investors often choose multi-family bridge loans for their flexibility, quick approval process, and ability to capitalize on opportunities in the competitive real estate market.
